rachel cruze net worth

Rachel Cruzes Net Worth

NameRachel Cruze
ProfessionAmerican author
Birth LocationUSA
Date Of Birth4 April 1988
Age34 years old
Weight55 kg
Marital StatusMarried
SpouseWinston Cruze
Children3 children
Net Worth$3 million
Net worth

Who is Rachel Cruze?

Who is Rachel Cruze
net worth
Net worth

Rachel Cruze’s (Net Worth) Well-known as a writer and lecturer on financial topics, Rachel Cruze has risen to prominence in the industry. She stated she would be on the list of best-selling authors in 2021. On April 4, 1988, in Tennessee, United States, Rachel Cruze entered this world. She was one of three children, raised by loving parents and two older brothers and sisters. Cruze has made a name for herself as a public speaker and author on personal finance. Along with her spouse, she currently resides in Franklin, Tennessee.

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She was born to her parents and grew up to respect and adore them. Rachel and her two brothers and sisters were in a Christian home. Despite her young age, she possesses a robust character. Cruze has a height and weight of roughly 1.70 m and 55 kg, respectively. Rachel, a 34-year-old female, is an adult. She is a Christian and the mother of three young ones. The challenges American news outlets Because of her popular live YouTube broadcasts, Cruze has risen to prominence in the personal finance industry. Check the Net worth of Michael Buffer Net Worth

She promoted her ideology on numerous television programs, including Good Morning America and The Today Show, where she discussed her views on personal finance, books, and upbringing. Television appearances include Good Morning, Los Angeles, the Seth Meyers show, Date, and Friends.

Rachel Cruze Early Life

Rachel Cruze Early Life
Richel Cruze

Rachelle Ramsey is the daughter of Dave and Sharon Ramsey, born on April 4, 1988. She spent her childhood with her brothers, Denis and Daniel Ramsey. His dad, David Ramsey, is a very successful businessman. Rachel and her siblings have been taught financial responsibility from a young age. Their parents ingrained in them the belief that a person’s value may be gauged by looking at how they spend their money. She learned the lesson, “You work, you’ll be paid for it. If you don’t work, you won’t get paid,” at the early age of five. She earned a degree from the thе University of Tennessee at Chattanooga, a Bachelor of Arts in Communication.

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Soon after graduating, she started a job at her father’s company. She now focuses on educating the younger generation on financial principles and personal finance through presentations at high schools, universities, and youth conferences. 

Rachel Cruze’s Personal Life

2009 marked the year of Winston Cruze and Rachel Ramsey’s wedding. They may share similar opinions on finances due, in part, to the fact that they both attended Financial Peace University. Amelia is the name that the couple chose for their baby. They are a joyful family who recently moved to Franklin from Nashville. Because Winston has a habit of putting money aside, the family can maintain a comfortable financial situation despite Rachel’s wasteful spending.

Rachel Cruze Career

Rachel Cruze Career
Rachel Cruze Career

Her book, “Smart Money Smart Kids,” which she and her father, Dave Ramsey, collaborated on, landed at number one on The New York Times Best Seller list in 2014. Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want was the title of her second book, published in 2016.

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She recommends using debit cards rather than credit cards to keep spending under control and only to spend what one can afford. It “requires a discipline and a mindset that often goes against the grain of our instantly gratified society,” she said in an interview with the Kansas City Star. She also recommends spending only one can afford. The financial books that Rachel Cruze has written are the sole source of her net worth. Her published works include the ones that are listed below.

Rachel Cruze’s Net Worth

Most of Rachel Cruze’s income comes from selling her books and her position at the company that her father founded. Rachel promotes herself through her YouTube channel, which currently has over 401,000 subscribers and over 17 million views. Rachel Cruze’s book sales have contributed to a net worth greater than $3 million. And her inspiring talks on the subject of money have made her a star as well. Author and financial motivational speaker Rachel Cruze is a rising star in her field.

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Books by Rachel Ramsey Cruze:

  • The Graduate’s Survival Guide: Setting You Up for Success in College (2011)
  • Smart Money Smart Kids (2014)
  • Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want (2016)
  • The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College (2017)
  • The Contentment Journal (2019)

The best-selling “Smart Money, Smart Kids” was written by Rachel and David in 2014. In it, the author covers the following topics:

  • living responsibly;
  • paying cash for college;
  • saving money;
  • avoiding debt;
  • the importance of hard work;
  • where the money comes from;

Rachel Cruze Honors and Achievements

Her book Wise Money, Smart Kids debuted at the top spot on the list of best-selling books published by The New York Times. Also, it received high marks from Publishers Weekly and The Wall Street Journal.

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  • Rachel Cruze is now dating?

No one is currently dating Rachel Cruze. Since their 2009 wedding, she and her husband, Winston Cruze, have raised three children.

  • Rachel Cruze resides in which state?

With her husband, Winston Cruze, Rachel Cruze calls the city of Franklin in Tennessee home. The family consists of the couple, their three children, and themselves.

  • Rachel Cruze’s current age is?

Her date of birth is April 4, 1988, which means she is currently 34 years old.

  • How much money does Rachel Cruze have?

The amount of money that Rachel has in her net worth is approximately 3 million dollars. Her incredible book sales have brought in millions of dollars due to her status as a great author.

  • Why is Rachel Cruze so well-known?

Rachel Cruze, an author initially from Tennessee, has achieved bestseller status at the New York Times. She has become well-known thanks to the success of her books like Smart Money Smart Kids (2014).


Rachel Cruze, an established name in the American literary community, writes about money. She and her father wrote a book that quickly became a New York Times bestseller: Wise Money, Smart Kids. A conservative estimate places Rachel Cruze’s wealth at $3 million in 2023.

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